We would like to thank you for visiting your site! Our goal is to help you receive the best loan rates and service possible. With our qualified financial specialists I am sure we can do just that.

Please feel free to fill out the form to the right to begin a formal conversation with one or our qualified financial specialists .

Below are a few common questions we get and answers to them.

Can I get a mortgage loan to pay off my credit cards?
Yes, many programs are available to help you consolidate debt. Considering the average interest rate on a credit card is 18%, using the equity in your home to reduce your monthly payments can save you hundreds of dollars in credit card interest.

What will be included in my closing costs?
• Lender fees including: points, appraisal, credit report, underwriting, settlement and tax service fee.
• Prepaid Items: interim interest, real estate taxes and escrow, insurance    premiums and escrow.
• Settlement costs: title insurance, settlement/attorney fees, city/county/state
   taxes, recordation and messenger fees.

How can I speed up the process of closing a loan?
Our goal is to process your request as fast as possible. We can further expedite the process if you fill out all the fields on our On-line Request form. From there our mortgage consultants will be able to match you with the best programs before your consultation.

What documents do I need to give the lender to close the loan?
• Fully ratified and executed sales contract on purchase loans
• A termite report for the house
• Homeowners insurance policy properly listing the lender in the Mortgage
  Clause
• Any outstanding items requested by the lender

How does my credit score affect my ability to get a loan?
While good credit is important, your credit does not have to be perfect. All mortgage programs have criteria that must be satisfied. Such conditions must be met in order for a loan to receive final approval. Judgments, outstanding collections and/or being consistently 30 days late on payments will all affect your credit, but will not necessarily prevent you from qualifying for a loan.